2021 was not a good year for the cost of materials if your house is damaged. The more the insurance company needs to pay to fix your home, the more insurance will cost everyone.
Lumber has increased 34%+
Plastic and Copper 56%+
On the Auto Insurance side, the cost of new and used cars has increase over 18%! Parts and Labor to fix your car have also increased more than 10% Somwe parts are taking month to obtain due to supply chain issues. All of this impacts the cost of auto insurance.
Make sure you contact your agent to insure all possible discounts are being applied to your policy.