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The Importance of Cancer Screenings

The Importance of Cancer Screenings Atherosclerosis Cardio Vascular Disease (heart disease) is the leading cause of death in the developed world. The second leading cause? Cancer. And specifically for those between the ages of 45 to 65, deaths from cancer outpace those attributable to any other cause: more than heart disease, liver disease, and stroke combined.  When thinking about how to prevent mortality from cancer, there are three key questions to consider: 1. How do you prevent cancer? 2. How do you screen for cancer to detect it ...

Travel Medical Insurance

Travel Medical Insurance  You have enough to worry about when you’re traveling. Don’t let your medical coverage be an uncertainty. Travel Medical Insurance provides coverage for individuals and families who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country. One option provides coverage for people traveling outside their home country whose destination excludes the United States and the other option provides coverage for people traveling outside their home country whose destination includes&...

What does a Company Group Excess Policy Cover?

What is Group Personal Excess Liability Insurance? Excess Liability insurance is a critical but often overlooked component of personal risk management. It provides additional protection that is designed to apply should the costs of a lawsuit or damages exceed the liability limits of their primary policies for home, automobile, watercraft, and recreational vehicles. You can make this benefit available to your employees as a mandatory corporate benefit or an employee-elected voluntary program. Liability protection with a streamlined approach Group policy offers all the benefits of ...

Are my electronics covered under my boat policy?

Whether you are running a Tracker, Crestliner, Ranger, Nitro, Lund, Bass Cat, Phoenix, Skeeter, Gambler or other brand of fishing boat, chances are getting better and better that you could have between $500 to $25,000 worth of electronics.   Be it Lowrance, Garmin, Humminbird, Side Imaging, Panoptics, LiveScope 360, Mega Imaging, Active Target or any other toy you have, do you know if it's covered under your policy? This is a very difficult question with many answers.  Don't be caught by surprise.   This answer ...

Why are insurance rates increasing?

2021 was not a good year for the cost of materials if your house is damaged.   The more the insurance company needs to pay to fix your home, the more insurance will cost everyone. Lumber has increased 34%+ Plastic and Copper 56%+     On the Auto Insurance side, the cost of new and used cars has increase over 18%!  Parts and Labor to fix your car have also increased more than 10%  Somwe parts are taking month to obtain due to supply chain issues.  ...

If a mouse chews my electrical wires in my boat while in storage, is it covered?

well.... maybe....     Every policy is different, if you store your boat during the winter, call us as see if you are covered!   Mice and cause thousands of dollars of damage.  Make sure you understand what your policy covers.